IMYANYA 6 Y`AKAZI MU IREMBO SACCO NYAGATARE |  Nyagatare :Deadline: 25-05-2026

Position Name

Senior of Internal Auditor

Reports to

Managing Director/Supervisory Board

Responsibilities & tasks

Under the supervision and guidance of the Supervisory board with reporting line to the Managing Director:

• To work diligently on the assigned work on time and to produce results;
• To comply with the instructions of the employer or his/her representative;
• To comply with the laws, regulations and decisions of the Cooperative;
• To take good care of and manage the equipment assigned to him/her in his/her work;
• To be at work and to respect working days and hours;
• To maintain confidentiality of work;
• To provide basic identification documents before starting work;
• To follow the principles and rules governing the conduct of the Cooperative’s business activities;
• Plans and monitors the day-to-day running of business to ensure efficiency and high quality of work in the department;
• Supervises and supports the staff in their roles of implementing their tasks and responsibilities;
• Participates in all management meetings;
• Creates strategies for the department with senior management;
• Revises and/or formulates all related policies and promote their implementation;
• Oversees compliance with regulations and procedures applicable to the departments;
• Establish the internal control checklist as per Central Bank Regulation in force;
•  Submit to the Central Bank on a regular basis an internal audit report as required for by central Bank regulation in force;
• Advising management on compliance with laws, regulations, directives, rules and standards applicable to the Cooperative;
• Assisting management to effectively manage the cooperative’s risk;
• Review the risk measurement and stress testing on future liquidity chocks;
• Educating staff on compliance issues;
• Assessment of the contingency plan to manage liquidity risk;
• Acting as a contact point for compliance queries from staff;
• Oversee the interpretation of laws and regulations if may be outsourced as specific tasks of the Compliance function;
• Manages relationships/agreements with staff, members/ customers and other external partners;
• Prepares timely and detailed reports on financial and operational performance of the department;
• Oversees and manages all audit and internal control operations;
• Ensure the application of the internal control guidelines in order to prevent any malpractices;
• Supports the external auditors during their mission in auditing the

IREMBO SACCO NYAGATARE;

• Develops the audit plan;
• Prepares and deliver timely audit reports;
• Proposes measures to improve the quality of the internal audit;

• Report functionally to the Audit committee and administratively to the Managing Director;
• Oversight of all operations of the IREMBO SACCO NYAGATARE including the operations of staff and elected organs and providing the report to the Supervisory Committee and the BoD and follow up the implementation of all recommendations provided in his/her reports;
• Verify that the resolutions of the IREMBO SACCO NYAGATARE organs (BoD, GAM and SB), instructions from NBR, RCA recommendations are implemented;
• Perform any other tasks requested by the BOD/MD/Supervisory Board.

Qualification Criteria/

Job Requirements

• Master’s degree in accounting or Finance/ Accounting/Business Administration and related fields or Bachelor’s degree in Finance/ Accounting/Business Administration and related fields with 10 years of experience on senior management positions in Microfinance/banking industry.
• Professional qualification in auditing is highly recommended.
• Minimum five (5) of experience in internal audit & compliance.
• Several years of experience in auditing, and a thorough understanding of Microfinance Banking and accounting practices.
• Good strategic thinking, with risk and control consciousness.
• Strong analytic skills.
• Strong decision-making abilities.
• Excellent communication skills.
• Strong leadership and people management skills.
• Professionalism and integrity.
• Working knowledge of data analysis and performance/operation metrics.
• Fluency in spoken and written English. Knowledge of French is added advantage.
• Advanced knowledge of MS Office including: Microsoft Word, Excel, and Outlook, Microsoft PowerPoint and Adobe Acrobat.

Position Name

Internal Auditor

Reports to

Senior Internal Auditor 

Responsibilities & tasks

Under the supervision and guidance of the Head of internal audit & compliance:

• To work diligently on the assigned work on time and to produce results;
• To comply with the instructions of the employer or his/her representative;
• To comply with the laws, regulations and decisions of the Cooperative;
• To take good care of and manage the equipment assigned to him/her in his/her work;
• To be at work and to respect working days and hours;
• To maintain confidentiality of work;
• To provide basic identification documents before starting work;
• To follow the principles and rules governing the conduct of the Cooperative’s business activities;
•  To prepare a monthly, quarterly and annual audit plan based on activities that appear to be likely to cause damage or waste the Cooperative’s assets;
•  Ensure that internal audit guidelines and principles are properly followed to prevent errors or possible malpractices;
•  Report any shortcomings in the daily operations of the department with a view to preventing theft, embezzlement and misuse of funds;
•  Establish a table of issues identified by the audit, recommendations made by the audit and the methods for their implementation;
•  Review whether the internal audit system is working properly, identifying strengths and areas for improvement, and providing recommendations for action;
•  Review whether the accounting has been carried out in accordance with International Financial Reporting Standards (IFRS), the regulations of the Central Bank of Rwanda (BNR), and that the information contained is complete and reliable to assist in making informed decisions;
• Verify whether all activities of the Cooperative comply with applicable laws and regulations;
• Analyze the efficient and effective use of the Cooperative’s resources to achieve its objectives;
• Monitor and analyze the causes of problems in order to determine methods and strategies to solve and prevent them;
•  Maintain proper records and audit evidence;
•  Conduct a special audit of the funds on hand and verify how these funds are used and authorized, to ensure that no errors are made;
•  Verify that shares, deposits, loan payments, and interests are correctly recorded in the Cooperative’s IT system and ensure that they are properly processed;
•  Review whether loan files are completed as required by the loan policy, the loan disbursement and repayment procedures, and ensure that loan and interest payments are properly processed;
•  Review and confirm that all outstanding debts have been recovered as planned;
•  Prepare periodic reports on internal audits, showing whether the operating procedures and regulations are being followed;
•  Review the bank statements and corresponding documents and verify that the Cooperative’s assets are properly protected;
• Monitor the implementation of the resolutions of the meetings issued by the competent authorities;
•  Provide advice on all irregularities and submit them to the relevant authority;
•  Submit internal audit plans and reports to the supervisor;
•  Supervise the work carried out by other employees;
•  Supervise the implementation of the strategic& business plans, action plan and budget;
•  Timely prevent and disclose any conflicts of interest or lack of segregation of duties;
•  Perform other duties that are not contrary to the laws and regulations required by the supervisor, employer or superior body.

Qualification Criteria/

Job Requirements

• Bachelor’s degree in Accounting or Finance.
• Three (3) years of experience in auditing, and a thorough understanding of Microfinance Banking and accounting practices.
• Good strategic thinking, with risk and control consciousness.
• Strong analytic skills.
• Professional qualification in auditing is an added value;
• High attention to detail and excellent analytical skills.
• Excellent communication skills
• Professionalism and integrity.
• Proven knowledge of auditing standards and procedures, laws, rules and regulations.
• Advanced computer skills on MS Office and Core Banking Software.

Position Name

Senior Risk & Compliance officer

Reports to

Managing Director

Responsibilities & tasks

Under the supervision and guidance of the Head of internal audit & compliance:

• To work diligently on the assigned work on time and to produce results;
• To comply with the instructions of the employer or his/her representative;
• To comply with the laws, regulations and decisions of the Cooperative;
• To take good care of and manage the equipment assigned to him/her in his/her work;
• To be at work and to respect working days and hours;
• To maintain confidentiality of work;
• To provide basic identification documents before starting work;
• To follow the principles and rules governing the conduct of the Cooperative’s business activities;
• Works out a draft of the risk management strategy;
• Sets up and adjusts the risk and capital inventory;
• Conducts risk measurement and stress testing on future liquidity chocks;
• Defines and assesses the early warning indicators;
• Proposes instruments for risk steering

• Drafts the risk management reports ensuring that major risks are identified and reported including measures and recommendations;
• Supports in the implementation of internal controls;
• Continuously, enhance policies, practices and other control mechanisms to manage risks;
• Investigating potential violations of compliance policies and regulations;
• Advising management on compliance with laws, regulations, directives, rules and standards applicable to the Cooperative;
• Assisting management to effectively manage the cooperative’s risk;
• Educating staff on compliance issues;
• Drafts the contingency plan to manage liquidity risk;
• Perform other duties that are not contrary to the laws and regulations required by the head of internal Audit and Compliance his/her superior body.

Qualification Criteria/

Job Requirements

• Bachelor’s degree in Economics, Accounting, Finance or related field.
• Three (3) years of experience in auditing, and a thorough understanding of Microfinance Banking and accounting practices.
• Deep Knowledge in Financial Risk Issues and Mitigations.
• Excellent understanding of banking and financial regulations.
• Good skills in Excel, Word, PowerPoint and other Microsoft Office packages.
• Good strategic thinking, with risk and control consciousness.
• Strong analytic skills.
• Professional qualification in auditing is added value;
• High attention to detail and excellent analytical skills.
• Excellent communication skills
• Professionalism and integrity.
• Proven knowledge of auditing standards and procedures, laws, rules and regulations.
• Advanced computer skills on MS Office and Core Banking Software.

Position Name

Administrative Assistant

Reports

Managing Director

Responsibilities & tasks

Under the supervision and guidance of the Managing Director:

• To work diligently on the assigned work on time and to produce results;
• To comply with the instructions of the employer or his/her representative;
• To comply with the laws, regulations and decisions of the Cooperative;
• To take good care of and manage the equipment assigned to him/her in his/her work;
• To be at work and to respect working days and hours;
• To maintain confidentiality of work;
• To provide basic identification documents before starting work;
• To follow the principles and rules governing the conduct of the Cooperative’s business activities;
• Liaise the MD’s office with different department, branches and external partners;
• Provides administrative support to the Managing Director ensure efficient operation;
• Arranges meetings and appointments for Managing Director and organizing his/her schedule;
• Carries out administrative duties such as filing, typing, copying, binding, scanning etc;
• Assists in the preparation of regularly scheduled reports;

Position Name

Hr, Procurement & Logistics Officer

Reports

Head of Finance & Administration

Responsibilities & tasks

Under the supervision and guidance of the Head of Finance & Administration:

• To work diligently on the assigned tasks on time and to produce results;
• To comply with the instructions of the employer or his/her representative;
• To take good care of and manage the equipment assigned to him/her in his/her work;
• To be at work and respect working days and hours;
• To maintain confidentiality of work;
•  To provide basic identification documents before starting work;
•  To follow the principles and rules governing the conduct of the Cooperative’s business activities;
• Plans and schedules the procurement of materials and services requested by the various departments and branches of the IREMBO SACCO NYAGATARE;
• Carries out local market research and procuring local supplies;
• Places procurement orders, follows shipment, forwarding and clearance and ascertain availability of transport for delivery to user;
• Ensures timely delivery of procurement orders; follows shipment, forwarding and clearance and ascertains availability of transport for delivery to users;
• Ensures that all supplies purchased/donated are received by Goods Receiving Note, are properly handled;
• Prepares tender documents and oversees procurement and tender processes;
• Executes procurement contract negotiation and forwarding of contract documents for approval and signature;
• Conducts quality control on supplies and materials received;
• Ensures that recording and control of stock items is adequately maintained to ensure that the IREMBO SACCO NYAGATARE does not suffer loss due to negligence or theft;
• Develops and ensures the efficient implementation of the procurement annual plan and overall procurement strategies using best procurement practices and approved policies;
• Informs the Procurement Committee and the Tender Committee about status in procurement and budget usage;
• Maintains a detailed inventory of stocks records including inflows and outflows of material;
• Responsible for sale and disposal of IREMBO SACCO NYAGATARE assets;
• Conducts periodic assessment of supplier performance;

• Reports on indications of mis procurement;
• Is the first point of contact for suppliers;

• Participates in the process of employee recruitment, selection, contracting and onboarding process of new employees;
• Compiles, manages and updates employee file;
• Issues and maintains the staff job profiles;
• Assisting in position and salary grading vis a vis job classification;
• Performs salary administration and other employees’ remunerations;
• Initiates and coordinates capacity development, performance management and appraisals;
• Checks regularly the correct execution of mission allowances and leave requests;

• Leads the process of disciplinary sanctioning and handling appeals against disciplinary sanctions;
• Is responsible for the job rotation and systematic career and succession management;
• Leads the conductions of difficult interviews with employees;

Any other duty that does not conflict with the laws and regulations as requested by the Head of Finance & Administration or his/her superior authority.

Qualification Criteria/

Job Requirements

• Bachelor’s degree in Procurement & Supplies Management, Management, Business Administration/Law or related field.
• Three (3) years of relevant experience in the areas relevant to supply chain management, procurement and logistics and related fields or a recognized qualification in procurement is preferable.
• Integrated knowledge and understanding of support services concepts, practices, systems, and procedures.
• Ability to interact and deal with people.
• Planning, organizational, analytical and decision-making skills.

• Archives reports and administrative documents (business plan etc.);
• Conducts research and prepares presentation on the market, IREMBO SACCO NYAGATARE positioning, competition etc;
• Prepares and monitors invoices;
• Prepares documents for meetings and takes accurate minutes of meetings;
• Develops and updates administrative systems to make them more efficient;
• Exhibits polite and professional communication via phone, e-mail, and mail;
• Perform any other tasks requested by Managing Director.