Imyanya myinshi y`akazi muri Development Bank of Rwanda (BRD) mumashami atandukanye: Deadline: 31st May 2022

• Conducting Surveys to understand the need for advisory services and required interventions. Seek and obtain feedback from relevant Bank stakeholders, mainly from potential clients
• Development of a 5-year strategy plan for the set up and running of the advisory services unit (ASU). The strategy should ensure long term sustainability of the ASU.
• Development of relevant ASU strategy subsidiary action plans for the implementation of identified activities
• Detailed proposal on the skills required, qualifications and trainings to be undertaken by the ASU staff based on performed gaps analysis
• Detailed proposal on the ASU staffing requirements to meet the ASU short and long terms objectives set in the relevant strategy plans
• Development of pricing guidelines for the services offered by ASU
• Development of the ASU service charter which should include types of services to be offered and related processes and procedures
• Development of all required policies, processes, and procedures in relation to the newly created ASU
• Advising on the types of clients, their identification and retention
• Advising on the innovative digital tools and systems to be used under ASU for the management of clients and activities
• Providing trainings (knowledge transfer) to BRD staff in the ASU
• Build a strong pipeline of potential clients and proposals on how required advisory services can be offered for each identified client
• Monthly and Quarterly progress reports, Annual Reports to the Head of Business Development describing major activities undertaken and tasks accomplished during the reporting period, challenges hindering implementation process and Possible mitigations.
• The consultant will work closely and regularly with existing ASU team to perform the assignment. Additionally, the advisor will provide technical input and advice to BRD management as needed on any matters related and/or relevant to the advisory services.

• All BRD departments
• Any relevant internal and external stakeholders

• A Master’s degree in economics, business administration, accounting, finance, project management or related discipline.
• Demonstrate at least 10 years of relevant professional experience in the advisory services, of which 5 should be at a senior position.
• Strong business and advisory experience with extensive finance/accounting background.
• Exceptional interpersonal, communication, writing and analytical skills.
• Ability to gather and analyze data and generate information for decisions making purposes. The advisor should be highly skilled in report drafting and presentations
• Proficiency in written and spoken English is a requirement. Knowledge in French is an added advantage.
• Experience in running a startup project would be an added advantage

• Five-year strategic plan for the Advisory Services Unit with a focus on ensured long term sustainability and impact.
• Establishment and set up a fully-fledged Advisory Services Unit
• Needs assessment and validation of technical assistance needs internally and externally
• Training of BRD staff and knowledge transfer to the dedicated teams
• Advice to BRD management on all matters related to the advisory services
• Identification of skills gaps and training required as a well staffing requirements for short- and long-term sustainability of the Advisory Unit.
• Development of service charters, pricing guidelines, policy, processes and procedures related to the Advisory services unit and the services offered.
• Building a strong pipeline of clients and producing comprehensive proposals on how to implement and support each activity required and any necessary client retention methods as well.
• Advising on digital tools to be used for the advisory services unit as well as any innovation that would make the unit relevant in today’s market.
• Producing periodic reports on achieved tasks, challenges and mitigation and suggestion on the way forward.

• Period: Period of assignment is for 1 year, with a possibility of renewal depending on demonstrated good performance
• Location: The place of assignment is at BRD, Rwanda.
• Supervision: The consultant will have duo reporting line; to the Manager Equity Investment & Advisory services and to the AFIRR Project Coordinator.
• Payment: The consultant will be paid on a monthly basis based on negotiation.
• The role is open to Nationals and Internationals who will be willing to relocate in Rwanda during the assignment.

• The Senior Financial Advisor will provide strategic inputs and support to PIU staff for successful implementation of AFIRR and achievement of the project development objective.
• His/her role will be to act as an advisor on relevant issues relating to AFIRR, including monitoring and evaluation aspects, evaluation of participating financial institutions and adequate operationalization of the PIM.
• Participation in the implementation of the Access to Finance for Recovery and Resilience Project (AFIRR) including financial management; procurement management; environmental and social risk management, institutional administration.

• Preparation of Standardized Capacity Building and Monitoring and Evaluation Framework for PFI.
• Provide technical support in implementing all aspects of the Project i.e. implementation quality, risks, etc.
• Review and analyze operational systems, guidelines and procedures relating to the AFIRR Project
• Provide guidance and advice to BRD management on all matters relating to manufacturing business and finance.
• Provide advice and support on the proper implementation of the budget provided under the AFFIR project across all components.
• Oversee and contribute to the technical assistance component: provide a quality control function on the procurement of consultancy services under the project. This involves preparing terms of reference, participating in selection process of consultants by reviewing proposals and then by working with consultants in delivering final products.
• Be a focal point for dissemination of activities related to AFIRR Project and assist the Project Implementation Unit in preparing briefing notes, presentation, and reports on technical aspects of the project for internal and external stakeholders.

Task 2: Eligibility and on-going eligibility assessment of PFIs (within 12 months of the consultancy period)
The following shall constitute the scope of assignment for the Senior Financial Advisor in terms of assessment of PFI’s before joining the project and on-going eligibility criteria to ensure that PFI’s demonstrate ongoing compliance with the set criteria and the following financial performance indicators throughout its participation in the project.
The advisor will lead the following scope of activities

• Interviews with senior management regarding the bank’s organization, business strategy, ownership, and governance structure;
• Interviews with senior management on the bank’s financial condition and profitability, including a review of related policy documents;
• Review and discussion of externally audited financial statements for the last three years and unaudited financial statements from the last three months;
• Interviews with senior management on lending policies, procedures, and practices. Discussion on details of credit risk assessment and management, collateral appraisal, loan classification and provisioning, collection on collateral;

Task 3: Understand AFIRR objectives and design and evaluate lending policies and procedures of PFIs and modifications required to align to the Project Implementation Manual of AFIRR (within 12 months of the consultancy period).

Task 4: Capacity building of PFI staff and AFIRR Staff. Timeline: within 12 months of consultancy serviced with BRD (excluding preparation time of final report of work done).

Task 5: Deliver training modules developed in Component 1 to all PFIs and BRD including monitoring and evaluation reporting, and support development of ToRs for various procurement activities under AFIRR and monitoring of their execution. This shall also include any assignment related to the Implementation of the Project that may be assigned to the Senior Financial Advisor by the immediate supervisor or the Management of the Bank.

Task 6: Capacity building of PFI staff Staff and BRD Staff involved in the AFIRR. Timeline: within 12 months of consultancy serviced with BRD (excluding preparation time of final report of work done). This shall also include any assignment related to the Implementation of the Project that may be assigned to the Senior Financial Advisor by the immediate supervisor or the Management of the Bank.

• Number of firms supported by the project
• Number of women-inclusive firms supported by the project
• Volume of financial support provided to firms
• Number of firms receiving technical assistance under the project
• Non-performing loan (NPL) ratio of project portfolio
• Impact created i.e. jobs created and multiplier effect, tax generated, etc.
• Private capital mobilized by the project

• All BRD departments
• All Project stakeholders

• Relevant qualifications with a minimum of a bachelor’s degree in finance, business administration, economics, accounting or equivalent project management, or other related field from a recognized University/Institution.
• Demonstrated experience in managing important projects/businesses in developing countries or developing strategies of a similar scale financed by the World Bank or other International Developing Partners.
• Strong business and advisory experience with extensive finance/accounting background.
• Exceptional interpersonal, communication, writing and analytical skills.
• Ability to gather and analyze data and generate information for decisions making purposes. The advisor should be highly skilled in report drafting and presentations
• Minimum of ten (10) years of relevant experience working in emerging markets in the financial sector, of which 5 should be at a senior position.
• Demonstrated experience in carrying out multi-stakeholder consultations, engagement, and management.
• Knowledge of policies, practices, industry trends, technology and information affecting the banking industry.

• Experience in managing and/or coordinating businesses in developing countries.
• Experience in designing and delivering large scale capacity building programs for Financial Institutions.
• Advanced analytical and synthesis skills in the economic recovery area, and its inter-relations with the financial sector and economic resilience.
• On the ground experience of working on the Rwandan market, preferably financial sector.
• Knowledge in the manufacturing industry and their value chain in emerging markets
• Operational experience, ideally in an international environment working with financial institutions and government agencies.
• Strong interpersonal, cross-cultural and team player skills, yet with a capacity to work effectively on an independent basis
• Excellent oral and written communication in English
• Familiarity with modern techniques of knowledge dissemination, capacity to organize and manage seminars, ability to supervise team of consultants.

• Creating a detailed business analysis, outlining problems, opportunities and solutions for a business
• Defining business requirements and reporting them back to stakeholders
• to performing financial and operational modelling, expected to develop new models that underpin sound business decisions
• to provide financial insights that help the decision-making process and align capital and resource allocation within the business budget.
• Identify, review and improve the internal and external reporting
• Gather and analyze data for potential business expansion
• Identify specific business opportunities
• Influence stakeholders to support business projects
• Assist with project management for selected projects
• Coordinate with different departmental teams to produce better business outcomes
• Test business processes and recommend improvements
• Drive fresh initiatives for financial planning and business intelligence systems
• Planning, monitoring, budgeting and forecasting
• Financial modelling and variance Analysis
• Pricing and reporting

• Number of projects with full documentation submitted to the investment officers
• Number of customers/projects attended to with their requests
• Disbursements made to eligible project beneficiaries
• Number of firms supported by the project
• Volume of financial support provided to firms
• Women inclusive firms receiving financial support through the project
• Social Economic Impact created i.e., jobs created, import substitution, tax generated, reduced carbon footprint etc.
• Private capital mobilized by the project.

• All BRD departments
• All Project stakeholders

• Bachelor’s Degree in Business Studies; Business Administration, Management, Economics Finance or related field
• A minimum of 3 (three) years in similar position
• Accreditation to the International Institute of Business Analysis (IIBA) or any other related institute is an added advantage.

• Experience with due diligence, analysis and structuring of investment/lending opportunities
• Demonstrated ability to design, launch and scale new projects and initiatives Financial and management reporting skills
• Ability to work with deadlines and schedules and strong follow through capacity.
• Experience working with senior decision makers
• Strong communication/interpersonal skills
• Advanced Excel skills
• Financial modelling
• Excellent written and verbal communication skills
• Strong analytical, critical thinking and problem-solving abilities
• Superior presentation and negotiation skills
• Strong management and organizational skills
• Adaptable and capable of working in fast-paced environments
• Experience in clients’ relationship management
• Strong understanding of regulatory and reporting requirements as well as experience in forecasting, budgeting and financial analysis combined with understanding of key performance indicators.

The position holder needs to have passion, strong work ethic, demonstrate integrity and excellent working relationship with all the project stakeholders. The job also requires having sufficient understanding of each facet of business operations and information systems to be able to make meaningful analysis and recommendations, which add value to the project development objectives.

• Review disbursement notes that include the PFI compliance with Jya Mbere eligibility criteria, disbursement plan in accordance with Management’s approval decision.
• Plan regular field visits of the PFIs and financed projects in the implementation phase to keep clients on track for successful project implementation
• Advise and guide grant managers through regular visitation and checks on actual disbursements to approved beneficiaries.
• Review identified and assessed risks involved in problems encountered during the implementation phase of beneficiary projects and propose mitigations for to maintain clients in the status of good performing loans to benefit from the grant.
• Prepare portfolio monitoring reports on the performance status of the PFIs and Beneficiaries projects, and produce case studies on successful beneficiaries.
• Provide reports on performance of projects and loans repayments trends by beneficiaries (before benefiting from the grants) on a regularly basis, in the P-MIS and to BRD management and provide recommendations to BRD management for identified Jya Mbere project risks.
• Follow-up of the execution of the various recommendations given to the beneficiaries, PFIs and other project stakeholders.
• Ensure that all the projects are visited within the planned timeline as agreed upon with management.
• Keep updated data on the portfolio performance of the approved disbursements to PFIs and the matching grant disbursed to final beneficiaries and cross-check consistency of fulfillment of all identified pre-conditions of financed PFIs and beneficiary projects.
• Build and maintain relationship with existing participating PFIs and other stakeholders, including district officials (BDEU), PSF, UNHCR implementing partners, etc.
• Carry out any other assignment from the Line manager or the Management of the Bank.

• Level of compliance with credit agreements, internal policies and sectoral regulations
• Level of projects visits and reports produced
• Proactive identification of grant/project risks
• Timeliness and accuracy of activity reports
• Project stakeholder’s satisfaction
• Internal and External audit issues closure rate

• All BRD departments
• All SEIRHCP stakeholders
• PFIs and project beneficiaries

• Bachelor’s Degree in Business Administration, Business administration, Finance, Rural Finance and Project Management or related fields from a recognized institution.
• A minimum of three (3) years’ experience in similar position

• Monitoring and evaluation of development programs required
• High level of financial literacy, credit risk analysis in terms of risk identification, assessment, measurement and mitigation proposals
• Capacity to prepare accurate and timely impact portfolio monitoring and evaluation reports
• Computer literacy
• Speed, accuracy and efficiency of transactional processes and reporting
• Strict adherence to the agreed project turnaround time and BRD Service Level Agreement (SLA)
• Client relation management skills
• Fluency in English, French and Kinyarwanda is a requirement
• Excellent communication and presentation skills
• Proven personal integrity and work ethics

• The Portfolio monitoring officer will be stationed at the Development Bank of Rwanda offices in Kigali.

• IT Analyst
• IT Business Analyst
• Backend Software Developer
• Frontend Software Developer
• Data Scientist
• Young Professional IT Business Developer

• Key member in the Innovation Center, to lead in the architecting of the system review the development of the system
• Identify and Understand customer and the larger business objectives that a product or feature will fulfill, articulates what success looks like for a product, and rallies a team to turn that vision into a reality by synthesizing opportunities.
• Work with Head, Ops, and the respective Division representatives to develop comprehensive digitalization plan using services system design approach
• Set the strategy, roadmap, and feature definition for a product and influence every aspect of how it gets built and launched.
• Improve business processes and supports critical business strategies by managing the development, implementation, and maintenance of applications systems.
• Gather user requirements, analyze, and propose a digitization roadmap and master plan which include process improvement workflow and necessary data collection for analysis to support a measurable outcome in operational efficiency, optimization and improved service level
• Engage customers to ensure that the digitalization plan create the right value proposition to them
• Conduct client interviews to understand clients’ experience and pain points
• Integrate input from multiple channels, including customer research and stakeholder requirements, into product priorities and requirements
• Prioritize projects and features based on impact and alignment with the team’s long-term goals and strategy
• Serve as product owner and lead a scrum team of data scientist, engineers, business analyst, and designers
• Design, build, launch, and assess (Minimum Viable Product) MVPs Analyze MVP and experiment data and synthesize into findings and actionable insights
• Establish a vision and roadmaps and provide visibility to business and technical stakeholders
• Provide input into the development of digital innovation strategies, policies, and procedures to ensure alignment with the BRD strategic objectives
• Identify and participate in new business opportunities, develop proposals and scopes of work as required.
• Provide input into the development of budgets to ensure approved budgets cover the ICT resource requirements
• Manage data integrity and security standards for systems and application co-coordinating requests for access within agreed parameters
• Identify suitable new and emerging technologies, develop business cases and coordinate proof of concepts to meet the business needs
• Assess user needs to provide support and proactive service, including analysis of opportunities to take advantage of available tools
• Provide input into the development of the change management strategies, and proactively implement it for successful implementation of products and services
• Work with suppliers and customers to ensure that existing applications are optimized to meet business needs
• Build strong relationships with technology vendors and develop first-to-market digital innovation that aligns with BRD goals and initiatives.
• Support new user training and on boarding; create training documentation as appropriate

• Improved level of automation across various business processes and enhance the exploitation of opportunities provided by IT in achieving the Bank’s business objectives
• Monitor the department adherence to policies and procedures that are compliant with industry and regulatory policies
• Assess and qualify internal software application needs through process reviews with internal users; gather and document functional and business requirements
• Timely and effective implementation of IT projects
• Documented system and application procedures
• Timely and 100% resolution of user digital transformation projects
• Development of automated solutions and integrated ecosystem

• Heads and user departments
• Senior Managers, Managers & Division Lead
• Suppliers

• Bachelor’s Degree in Computer Science, Information Technology, technology product design or related field
• Strong experience in a dynamic product management role
• Proven experience overseeing all elements of the product development lifecycle
• Highly effective cross-functional team management
• Previous experience delivering finely tuned digital transformation strategies
• A minimum of five (5) years’ experience in IT Product Development, Digital Innovation role or related fields; two (2) of which must be in a management level.

• Experience of Business process Improvement aligned to support IT implementations
• Experience of implementing effective digital strategies and solutions
• Previous software and web development experience
• Project management process and systems,
• Strong knowledge on Digital Innovation
• Business Acumen
• Knowledge of IT systems and applications
• Enterprise Resource Planning

• Use business analytics, data mining, data visualization, and data tools to help organizations make better data-driven decisions.
• Translate business needs in terms of data to technical specifications
• Work with stakeholders throughout the organization to identify opportunities for leveraging company data to drive business solutions.
• Design, build and deploy BI solutions (e.g. reporting tools)
• Implement, Maintain and support data analytics platforms (e.g. MicroStrategy)
• Create tools to store data (e.g. OLAP cubes)
• Conduct unit testing and troubleshooting
• Evaluate and improve existing BI systems
• Collaborate with teams to integrate systems
• Assess the effectiveness and accuracy of new data sources and data gathering techniques.
• Develop and execute database queries and conduct analyses
• Create visualizations and reports for requested projects
• Develop and update technical documentation
• Develop relationships with key Business decision makers and data users within the business to provide continual service and support of organizational data and information reporting.
• Developing new capabilities for clients beyond static reports and spreadsheets, taking their data and bringing it to life
• Vigilance of data quality for key business measures and upkeep of business master data to ensure availability and integrity
• Undertake data processing and information reporting improvements projects
• Provide administration and improvements of the corporations Databases and Data stores

• Coordinate BI projects, solutions and change requests
• Availability of data from all system into a centralized repository
• Optimal reporting, improving the reports availability timeframe
• Timely and effective implementation of Datawarehouse and data analytics tools
• Document automated scripts and reporting procedures
• Timely and 100% resolution of user complaints

• Executives and Heads of departments
• Senior and Middle Managers
• Software Developers
• System and Database administrators
• External stakeholders

• Bachelor’s Degree in Computer Science, Information Technology/ or related field
• Professional certification in Data Science, Business Intelligence, or any related field
• Experience in working with and creating data architectures
• Strong problem-solving skills with an emphasis on complex data visualization.
• Experience using statistical computer languages (R, Python, SLQ, etc.) to manipulate data and draw insights from large data sets.
• A drive to learn and master new technologies and techniques.

• Proven experience as a BI Developer or Data Scientist
• Industry experience is preferred
• Background in data warehouse design (e.g., dimensional modeling) and data mining
• In-depth understanding of database management systems, online analytical processing (OLAP) and ETL (Extract, transform, load) framework
• Familiarity with BI technologies (e.g., Microsoft Power BI, Oracle BI and other related tools)
• Knowledge of SQL queries, SQL Server Reporting Services (SSRS) and SQL Server Integration Services (SSIS)
• Proven abilities to take initiative and be innovative
• Analytical mind with a problem-solving aptitude
• BSc/BA in Computer Science, Engineering, or relevant field.

• Preparation of a variety of legal documentation including transaction documentation designed to protect the interests of the Bank as a lender, borrower, co-lender, service user, or various suppliers.
• Negotiation of legal documents with the Bank’s legal counterparties and under the guidance of Management and in line with guiding documents and principles of the project and BRD Policies.
• Providing legal advice to Management and Staff in all areas relating to the Project activities and advising on solutions to legal problems, constraints, risks, options, consequences, and approaches.
• Reviewing legal documentation prepared for the Bank or arising from the work of the Bank on the Project.
• Providing an advisory opinion on the project implementation.
• Representing the Bank internally and externally in negotiation, disputes, consultations, and other proceedings that require legal representation.
• Participation in legal aspects of the Project and its lending operations including loan administration.
• Conducting proper and timely legal due diligence on all projects to be financed by BRD and submitting the Legal Due Diligence report.
• Research and prepare statistical data on legal matters, laws, and regulations, and propose changes or updates to the policies and procedures of the Bank.

• All departments

• At least a bachelor’s degree in Law. A Master’s degree in Law and ILPD diploma will be an advantage.
• A minimum of three (3) years of general experience in the banking sector.

• Understanding of relevant laws and regulations in relation to Banking
• Experience in the provision of administrative support
• Understanding of Statutory requirements
• Excellent communication skills (writing skills)
• Experience in project finance
• Experience in contract management

• Work as a key resource in assisting with the management of the market risk control function in the pursuit of its targets.
• Develop market risk management framework, policies and procedures and ensure their adherence by business lines.
• Collate relevant data and prepare market risk reports to ALCO and other bank’s committees as may be required from time to time
• Identify, measure and treat emerging market risks
• Take ownership of key responsibilities and be a problem solver.
• Prepare market risk components related to ICAAP and ILAAP
• Support the line manager in managing market risk and ensure exposures to market risk do not threaten the bank’s capital adequacy
• Ensure detailed understanding of all P&L and risk drivers.
• Review processes for the quality control of market data captured by
  the core banking system.
• Respond to ad hoc requests from the business, risk management or regulators.

• All departments

• Experience of at least 5 years in similar function in the Market risk function
• Degree in Economics, Finance, Management, Mathematics or similar field.
• Fluency in English, with excellent oral and written communication skills.
• Proficiency in Excel to maintain, improve and develop reporting tools.

• Good understanding of Market Risk concepts and metrics (VaR, EVE/NII, scenario
  analysis, risk Scenario and sensitivity analysis etc.), and governance frameworks.
• knowledge of Capital Market activities and main instruments
• Ability to manipulate, analyze, summarize, and present data/results
• Strong quantitative, analytical, and problem-solving skills
• The ideal candidate is curious, detail-oriented, self-starter and communicates easily
  and openly.
• Strong work ethics and commitment
• Good interpersonal communication skills and ability to work as a team.
• Able to demonstrate a personal commitment to taking ownership and following up
• Experience with a Development Financial Institution is an added advantage