1.Risk and Social Performance Manager
Position: Risk and Social Performance Manager
Location: Head Office Kigali, Rwanda
Duration: Full time
Reporting to: Managing Director through Deputy Managing Director
Job Summary Summary:
Risk and Social Performance Manager will be based in-country Head office (with frequent travel to field offices) and will be responsible for management and implementation of ASAI Environment and Social Management System (ESMS) including Risk assessment and management.
Social Performance Duties:
- Provide input into the development of country-specific Environmental & Social Performance Management System (ESMS) based on ASAI ESMS.
- Implementation and management of ESMS of the country.
- Ensure the appropriate management plans are in place and executed in accordance with the ESMS.
- Collect, analyze and report social performance data in accordance with the guideline.
- Regularly monitor and report of social initiative (i.e. environmental awareness campaign, training) and execution of ESMS to Head Office (HO).
- Prepare monthly, quarterly and yearly report for HO and relevant stakeholders ( based on international standard such as IFC standard I & II, SMART Campaign, The Universal Standards for Social Performance Management, and reporting formats such as SPI-4, CPP, ).
- Carry out relevant environment and social performance study.
- Build and maintain strong working relationships with key stakeholders in the operational areas including (but not limited to) regulators, local authorities, NGOs/CSOs, religious institutions, and cultural bodies, etc.
- Develop, manage and execute a long-term community consultation and disclosure program (including grievance management) in support of business requirements.
- Deploy social performance human resources according to business requirements and provide input into business planning processes/decisions as required (accounting for operational impacts and stakeholder impacts on the business objectives);
- Participate and contribute to Social Performance audits/reviews (either internal or external).
Duties on Risk Management
- Prepare risk report on a monthly basis covering risks related to the area of finance, operation, strategy, and compliance by analyzing operation report, internal audit report, Fraud Management Prevention Unit (FMPU) report and observations collected from field visits;
- Prepare Key Performance Indicators (KPI) report, risk heat map, risk appetite, and risk control matrix on a quarterly basis and provide insight regarding movement in risk factors related to portfolio, liquidity, exchange rate, cost reduction, growth, human resource, fraud, technology, product transparency, change in regulations and policies;
- Prepare reports and presentations for the board meeting on a quarterly or semi-annual basis, depending on the frequency of board meetings of the local board;
- Update Risk Management Framework and other policies of ASA International (ASAI) as and when required;
- Responding to the queries of different international lenders and stakeholders relating to risk management;
- Assess all related risks by conducting financial researches;
- Detect on time any risk that may threaten ASARW Plc business or commercial financial position;
- Calculate all risks related to business and transaction proposals;
- Employ computer programs related to statistical analysis for proper risk assessment and analysis;
- Formulate contingency plans for the organization and making helpful recommendations to the ASARW Plc on risk coverage;
- Provide professional assistance to the financial and economic team of the organization;
- A monthly basis report to be sent to the Managing Director, and to Holding Office (Dhaka) according to the standard format.
- Complete verification of at least 50% groups of each LO if there is any sign of misappropriation or fraud;
- Visit some default borrowers’ residence, guarantor, and business workplaces;
- He/she is equally expected to develop strategies that will help the organization to minimize risk as well as maximize rewards;
- Any other job assigned by the company/holding management in considering the greater interest of the company.
Job specification:
- Bachelor degree in social sciences/humanities or other relevant subject (other degree with relevant experience can also be considered);
- Experience in Credit analysis and credit risk assessment.
- Working Knowledge on Risk Management preferable in Financial sector
- working experience in a development/social performance role in microfinance sector or development organization;
- Good knowledge and understanding on international standards for Environment and Social Performance Management;
- Experience in CSR activities and clients economic yield survey (CEYS).
- Experience and knowledge is in social research;
- Experience in management of grievances and supporting systems;
- Experience is in stakeholder’s management and community engagement;
- Excellent report writing and communication skills;
- Expertise is in MS Office, and job related software.
How to Apply:
The deadline for receiving applications: 01st March, 2022 at 5 pm
Please send your Curriculum and application letter to the e-mail to asarecruitment@asarwanda.rw, note that you have to mention your salary expectation in your cover letter and mention the position (Risk and Social Performance Manager) you are applying for in the subject line of your email. Only shortlisted candidates will be contacted.
Signed and approved by:
Jamilur Rahman Chowdhury
Managing Director, ASA MICROFINANCE RWANDA PLC.
Position: Area Manager
Location: Deployed as per Regional Wise
Duration: Full time
Reporting to: Operations Manager Through Regional Manager
About ASA Microfinance Rwanda PLC:
ASA Microfinance (Rwanda) Plc. is a subsidiary of ASA International which is a Public Limited Company established in Rwanda in the year 2014 and currently working countrywide in establishing 30 branches. It aims specially to work for alleviating poverty and empowering women throughout the country. It is to be noted that, ASA International has established microfinance institutions in different countries in ASAI and Africa in order to work bring low-income people in the financial system.
Job Summary Summary:
ASA Microfinance Rwanda PLC is looking for Area Managers who will contribute to its regional Operations and where it has its branches. Apparently, ASA Rwanda has 30 branches countrywide and Area Manager do supervision of his or her Loan Officers at respected region.
Duties and Responsibilities:
- Responsible to monitor and supervise 4 to 5 branches in his/her area
- To visit responsible branches once in a week. May stay overnight at any of the branches for any serious problem or improvement of the branch performances.
- Give priority to verify new groups and new members in the branch
- Check and verify client’s passbook during group visit
- Ensure new admitted member house/resident visited by Loan officer physically before admission in a sampling basis,
- Ensure all loan form check and verify by the Branch Manager before disbursement
- Check and verify loan client during group visit to protect ghost loan
- Check and confirm saving withdrawal done by client and ensure client signature.
- Check and verify 100% small business client before admission/giving loan and giving approval as per company policy
- Any other job/duties assigned by the management.
Job specification:
- Bachelor degree in Banking, Management, Accounting, Business, Economics, or any other degree with relevant experience can also be considered.
- Experience in Credit analysis and credit risk assessment.
- Must not exceed at least 35 years of age.
- Must have a valid driving license CAT A
- Willing to be transferred anywhere where our operations are located
- Willing to live in our office residences
- Excellent report writing and communication skills;
- Expertise is in MS Office, and job related software.
How to Apply:
The deadline for receiving applications: 01st March 2022 at 5 pm
Please send your Curriculum and application letter to the e-mail to asarecruitment@asarwanda.rw, note that you have to mention your salary expectation in your cover letter and mention the position (Risk and Social Performance Manager) you are applying for in the subject line of your email. Only shortlisted candidates will be contacted.
Signed and approved by:
Jamilur Rahman Chowdhury
Managing Director, ASA MICROFINANCE RWANDA PLC.
3.Loan Officers
Position: Loan Officers
2nd February 2022
Duration: Full time
Reporting to: Branch Manager
About the ASA:
ASA Microfinance (Rwanda) Plc. is a subsidiary of ASA International which is a Public Limited Company, had been establishing Microfinance Institutions (MFIs) in different countries of Asia and Africa by playing role in poverty alleviation and women empowering and has extensive microfinance programs globally.
Role summary
We are looking for fresh and energetic loan officers to join the entire team to perform and support on raising the portfolio. The Loan Officers will be responsible Client management the existing Loan Portfolio, creating their own portfolios, reducing overdues but not limited.
Job Responsibilities
- Conducting ASARW Plc members’ (clients’) recruitment and screening them;
- Visiting clients door to door on a regular basis;
- Orienting members of the particular loan products and services;
- Make regular contact with the group and clients in the field and educate them on ASA Microfinance (Rwanda) Plc and the products as well;
- Building and maintaining a substantial and high-quality loan portfolio;
- To process a loan application form, verify client’s income-generating activities (IGA) and other related issues as per ASARW plc’ s policy and strategy;
- Propose, disburse and collect installments from the clients on a regular basis;
- Manage groups as per the policy of ASARW Plc and make sure the paybacks is done as planned;
- Verify the clients and guarantor’s details before disbursing loans;
- Provide effective quality and timely customer service to clients;
- To accomplish day to day activities as required;
- Any other job assigned by the company/holding management in considering the greater interest of the company.
Job Qualifications and Requirements
- Minimum having Bachelor’s Degree in Accounting, Finance, Business Administration or related field.
- Highly interested to work in the field and with diverse categories of business-persons
- Tactful in mobilization and product promotion.
- Excellent communication skills in English and Kinyarwanda.
- Willing to ride a bicycle from day 1, where it is possible to ride;
- Willing to live with others in the designated office residence.
- Willing to serve atleast 3 years of service
- Willing to be transferred anywhere within our operational areas in Rwanda.
- Strictly having a motorcycle driving license CAT A and willing to ride a motorcycle where appropriate.
- Quick learner and influential person;
- Honest, polite, and interpersonal character;
- Well organized, self-confident, timekeeper, and accountable;
- Be atleast 25 years and below, fresh graduates are highly encouraged to apply.
- Ready to provide his or her three (3) guarantors upon request.
Job application procedure
Applications should be addressed to the Managing Director of ASA MICROFINANCE (RWANDA) PLC located in KIGALI City, GASABO District, Plot No. – 95, NTORA Village, KG 784 St. RUHANGO Cell, Gisozi Sector, Kigali, Rwanda with Cover Letter; Detailed CV; Copy of Degree;2 passport photos, Work certificates from previous employers if any; Any other document that may prove a candidate’s competency to the post; Copy of ID Card Only hard copy applications are accepted and submitted at the Head Office Reception not later than 16th February 2022 at 5:30 PM. Only, shortlisted candidates to sit for written and verbal tests will be contacted.
Signed and approved by:
Mr. Jamilur Rahman Chowdhury
Managing Director, ASA MICROFINANCE RWANDA PLC.
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4.Junior Finance & Accounts Officer
Position: Junior Finance & Accounts Officer
Location: Head Office Kigali, Rwanda
Duration: Full time
Reporting to: Chief Finance Officer
Role summary
The Junior Finance and Accounts Officer is primarily in charge of the organization’s financial activity, accounting, reporting, and assist in management of cash flows, asset levels and liability obligations, and other tasks assigned.
Key duties and responsibility
- Responsible for ensuring the timely funding, disbursements for the company.
- Managing and reporting on the Foreign currency exposures of the company.
- Daily cash management and debt facilities reporting.
- Dealing with fixed assets management and related accounts
- Prepare bank reconciliations for review for bank accounts on a timely basis.
- Assist in preparing and submitting all statutory obligations and returns in accordance with required timetable.
- Dealing with other assets and liabilities reconciliations and follow-up.
- Assist in budget preparation, revision, and monthly budget monitoring.
- Generally, assist in the month end close process to meet target reporting dates.
- Responsible for the reconciliation and accuracy for all debt and interest expense accounts.
- Recording daily transactions into the accounting system on time.
- Assist in the development and maintenance of controls with respect to cash flow management.
- Preparation of financial reports required by local and group management
- Prepare, monitor, and review accounting and related system reports for accuracy and completeness.
- Other related tasks as deemed necessary by the business.
Qualifications and Experience:
- Bachelor’s degree in Accounting or finance required.
- CPA or ACCA intermediate level required.
- At least 2 + years of progressive audit or tax experience in audit firms required.
- Experience working for banking experience is preferred.
- Advanced computer skills in MS Office programs, particularly Excel required.
Competences required
- Analytical thinking and sound judgment
- Ability to work independently with minimal supervision
- Strong organizational and research skills with a thorough understanding of finance and accounting principles, procedures, and techniques.
- Confidentiality and ethical behavior,
- Teamwork and time consciousness,
- Basic understanding of financial and tax regulations in Rwanda
- Fluent oral and written communication skills in English. Good listening skills.
- Analytical and problem-solving skills; decision-making skills.
- Attention to detail, ability to maintain a high level of accuracy in preparing and entering information, good planning, and organizational skills. Ability to multi-task.
- High degree of professionalism.
- Most desired candidate should not at least be thirty (30) years and below of age
How to Apply:
The deadline for receiving applications: 08th February, 2022 at 5 pm
Please send your Curriculum and application letter to the e-mail to asarecruitment@asarwanda.rw, note that you have to mention your salary expectation in your cover letter and only shortlisted candidates will be contacted. Also mention the title of the position you are applying for in the subject line of your email.
Signed and approved by:
Managing Director, ASA MICROFINANCE RWANDA PLC.
