Job Title: Head of Credit
Location: Kigali
Reports to: Managing Director
Position Type: Full-Time
Job Summary:
The Head of Credit will lead the District SACCO’s credit department, ensuring efficient management of loan operations and compliance with relevant regulations. Reporting to the Managing Director, this role is responsible for developing credit strategies, supervising staff, and serving as the primary contact for credit-related inquiries.
Key Responsibilities:
- Oversee and be accountable for the performance and work of the credit team.
- Supervise staff within the credit department, providing guidance and support.
- Participate in all management meetings and contribute to strategic discussions.
- Collaborate with senior management to create and implement departmental strategies.
- Act as the main point of contact for the Managing Director on all credit-related matters.
- Revise and formulate credit policies, ensuring effective implementation across the department.
- Ensure compliance with all applicable regulations and procedures in the credit department.
- Manage relationships and agreements with members, customers, and external partners.
- Prepare timely and detailed reports on the financial and operational performance of the credit department.
- Oversee all loan operations, ensuring efficiency and adherence to policies.
- Perform additional tasks as assigned by the Managing Director.
Qualifications:
- Master’s or Bachelor’s degree in Accounting, Finance, Business Administration, or related fields, with 10+ years in senior management positions within microfinance or banking.
- Minimum of 5 years of experience in credit departments of financial institutions.
- Excellent organizational and leadership abilities.
- Outstanding communication, interpersonal and strong decision-making skills.
- Working knowledge of data analysis and performance/operational metrics.
- Proficient in MS Office applications,
- Fluent in spoken and written English; knowledge of French is an advantage.
Application Link No Later than 15th November 2024
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