The role holder will be responsible for the Corporate and Business Banking Credit Unit which manages Corporate and Business Banking Lending through application of Bank’s lending policies and best practice to facilitate quality and efficient decision making on Corporate and Business Banking loan requests.
Key Responsibilities
- Lead and Direct Department Team to support growth of Corporate and Business Lending whilst minimizing Credit Loss in line with the Bank’s Objectives.
- Develop and execute the annual departmental plan and budget within approved limits
- Develop and maintain Business Continuity, Risk and Compliance Management Controls for Department measured in Audit Rating, Closure of audit findings.
- Relationship Management of internal and external stakeholders of the Corporate and Business Banking Credit department at all levels of engagement.
- Development of or the implementation of Corporate and Business Banking Credit Operations standards, regulatory or industry determined procedures, staff work measures, Credit TAT and other service level agreements. ss
- Responsible for quality and efficient appraisal and decision making on Corporate and Business Banking credit requests measured in Credit TAT, Early Vintage into Delinquency/NPL, Migration to NPL p.a., NPL ratio, etc.,
- Advise and recommend on possible solutions and way forward on (complex) Corporate & Business Banking credit matters.
- Exercise a delegated discretion diligently to ensure high standards of credit quality and growth in the Corporate and Business Banking lending book.
- Contribute in continuous development, implementation and management of Bank’s Credit Policy, Credit Manual and Credit processes to achieve higher efficiencies and productivity.
- Maintain and continuously enhance capacity by developing self and the team through training, mentoring customer visits, Industry Papers and Performance Management
The Person
For the above position, the successful applicant should have the following:
- A bachelor’s degree in a business-related field.
- At least 10 years’ experience in general credit management.
- At least 8 years’ experience in corporate credit analysis with lending discretion authority.
- At least 8 years’ experience in SME Credit analysis with lending discretion authority.
- At least 8 years’ experience in general banking.
- At Least 8 years’ experience in Corporate or Business Relationship management.
- At Least 8 years’ experience in people management.
The above position is a demanding role for which the Bank will provide a competitive remuneration package to the successful candidate. If you believe you can clearly demonstrate your abilities to meet the criteria given above, please log in to our Recruitment portal and submit your application with a detailed CV.
To be considered your application must be received by Friday 18th August 2023
Qualified candidates with disability are encouraged to apply.
Only short-listed candidates will be contacted
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