Job Purpose:
Supporting the Bank in achieving its asset growth targets whilst maintaining a quality-lending book and delivering a professional service to the business units.
Main Responsibilities:
- Evaluate and recommend credit proposals.
- Identify, quantify, and evaluate sources of risk.
- Build relationships with Branch Managers and account analysts,
- Participate in periodical reviews as well as monitoring and assessing portfolio performance metrics.
- Ensure that new requirement(s) or external risk(s) are properly taken cognizance of in lending decisions and in certain circumstances.
- Visiting customers to discuss/explain the structure and conditions of lending and follow up on such conditions.
Educational qualifications and work experience:
- Bachelor’s degree in finance, commerce, or Economics.
- A certificate in Credit Analysis will be an added advantage.
- 2+ years in credit analysis in a financial institution
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